Friday, April 25, 2014

The things you do for yourself

Your Body

The human body is an amazing work of art and of course of evolution. Honor it and treat it like the temple it is for you will live inside of it until you die. It is your only device for interacting with this world. Once it is gone or damaged the ride is over.

Health

You are nothing without your health.

Annual Physical - your doctor should see you once a year.

Dentist - teeth cleaning at least once a year. If you take good care of your teeth (flossing etc.) then this will work. If you do not floss get cleaned every 6-9 months.

Dermatologist - You may well be diagnosed with a melanoma at some point in your life. 100% treatable if caught in time. It causes the majority (75%) of deaths related to skin cancer and is caused by UVA and UVB sun damage. Covering up is more effective than sunscreens. Read all of this.
http://en.wikipedia.org/wiki/Melanoma

Fitness


Keeping fit and exercised will make you smarter and more alert. Pick a routine and stick to it like clockwork - do it until bored then change it and stick to that like clockwork.


Your Soul / Spirit /Faith

http://en.wikipedia.org/wiki/Spirituality

Whatever you call it and whatever belief system you frame it with there is an element of your life that is unknown and unknowable. Our senses and intellect can only process so much. To assume that this is all there is is foolish. You have to be open to all the possibilities and have compassion and understanding towards other beliefs.

If you are not sure what you believe in I suggest you occasionally go to the church that you were brought up in. At least you have that and it is a good place to start from. The music, fellowship and art are certainly inspired and the appreciation of beauty is it's own beauty.

Faith is an interesting phenomena - faith in yourself - in your plan - that you will succeed - that a friend will come to your aid and etc.. Think about faith and what it means to you.
http://www.mrselfdevelopment.com/2010/06/7-must-read-lessons-on-the-power-of-faith/

Whatever you do with spirituality understanding and reading Hitchens is important.
http://www.patheos.com/blogs/unreasonablefaith/2011/12/the-20-best-christopher-hitchens-quotes/
http://twentytwowords.com/34-christopher-hitchens-quotes-that-wont-offend-you-probably/

I leave this up to you but don't forget it and don't ignore it. Make room in your life for possibilities and always act on coincidence. These are the cross currents of time and chance.
http://www.psychologytoday.com/articles/200407/the-power-coincidence

 

Your Stuff


Keep and have as little as possible. What you do have make sure that it is of good quality. You only need to buy quality once. However buying something of quality that you only intend to use for a short time might be a waste of money.

Consider resale value before a purchase. The true cost of an item is expressed like this.

(Cost to buy + Cost to Maintain + Cost of Time) - (cost to sell + sale price) = true cost of ownership

Boats and Cars are generally good examples of wasting assets

Houses and Artwork and Stocks are generally good examples of increasing assets


Finances


Create and Manage a Personal Financial Statement - here you will list all of your assets and liabilities. It will enable you to keep track of what you have and where it is. Be careful not to lose this document or put actual SS# or account #s on it (use the last for of account #s) as it might fall into the wrong hands.

Use Last Pass to securely store your passwords and privileged information. Make sure that your executor has access to the latest master password in case you die or are incapacitated.

Protect and build your credit. This can make or break your progress in life. Sad but true

Taxes

Annually around the end of January
Collect all source documents you have received including 1099's, K-1's, etc, for the prior tax year. You need them for all accounts at all institutions.

If you have complicated investments your personal return (normally due 4/15 each year) can be extended. You still need to pay your estimated taxes though.
If extended a partnership tax return will be due 9/15 and a personal returns on 10/15.